The article outlines why liability coverage matters more in New York City due to property values, personal assets, and legal risk. Do New York City residents really need umbrella insurance? A ...

Find out if you need umbrella insurance.

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

General liability insurance protects businesses against claims that they’ve harmed someone or their property. Many, or all, of the products featured on this page are from our advertising partners who ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...