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Who benefits from the false narrative that the CPP is a tax and you should be able to opt out? Your employer. If anyone is trying to reduce expenses to have more profit go to owners, it’s a corporation paying tens of thousands of hundreds of thousands or even millions of dollars to the CPP. All the criticisms against the CPP — you can’t opt out, you can’t choose the investments, you can’t access it before age 60 — are actually what make the CPP so valuable to Canadians. It’s there for you no mat
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